The Central Bank, through its Institutional Service Department (Deati), announced a significant update to the Loan and Financing Report (SCR), effective December 6^th. Previously divided into summarized and detailed versions, the new layout presents a unified report, optimizing access to the most relevant information for citizens.

Sirlene de Freitas, Analyst at Deati, justifies the change, highlighting the origin of this transformation in responding to society’s demands. She clarifies that the Unified Report comes after extensive work analyzing the user journey and simplifying the language over the years. The main objective is to make information more understandable for citizens, following an approach of accessibility and transparency.

The Loan and Financing Report continues to be a crucial tool for citizens and companies to view, in a centralized and free manner, information about their loans, financing and other credit operations in the financial system.

With unification, it is expected that understanding the content of the report will be easier.

The change aims to simplify the language and focus on the data most relevant to society. Sirlene de Freitas highlights that the unified report offers greater clarity about operations, distinguishing between debts to be paid and other financial commitments, such as guarantees, endorsements and credit card limits. This will give users a more detailed look at their financial responsibilities.

The new report will allow for a more efficient analysis of debts, indicating their status (whether they are up to date or overdue), in addition to presenting information on credit limits, co-obligations and credits to be released. The search for accessibility is evident, making financial information more understandable for users.

The Loan and Financing Report is part of the options offered by Registrato, a Central Bank service that allows you to consult information about accounts and financial relationships of people and companies. In addition to credit operations, the report also covers other relevant information, such as registered Pix keys, returned checks and exchange transactions carried out.

Other Registrato reports have recently undergone reformulations, aiming to improve the user experience. These improvements reflect the Central Bank’s commitment to providing easy and understandable access to financial information.

Highlighted, the Loan and Financing Report is the most sought after service within the Registrato, recording an average of 700 thousand reports generated per month in 2023. This highlights the importance of this tool for users who seek to understand and manage their financial activities in an effective and transparent manner.